
24/09/2025 / 1:00 pm - 2:00 pm
Virtual
Over twenty years in the making, Brazil’s new Insurance Law is set to have a significant impact on how contracts of insurance and reinsurance operate in Brazil. Join us for an insightful session where we will explore the main effects of the new legislation on the industry, focusing on:
- Underwriting and Contract Formation: interpretation, term and wordings.
- Claims management and adjustment: new deadlines and legal/reserve consequences.
- Reinsurance: formation, coverage, choice of law and jurisdiction.
- Statute of limitation: new periods and impacts for long tail/short tail claims.

02/10/2025 / 5:00 pm - 6:00 pm
In-Person Event
Location: Lloyd’s Old Library, One Lime Street, London, EC3M 7HA
Demystifying parts of the Bermuda Form Policy
We won’t be surprised if you find us boring. We will be surprised if some of you don’t. Is your boredom intended or expected?
Please join Gavin Kealey KC (Head of Chambers at 7 King’s Bench Walk) and Mina Matin (Co-Head of Insurance Disputes, US at Norton Rose Fulbright) for a discussion of the following issues:
- The genesis of the Bermuda Form Policy
- Key policy provisions including unraveling the expected / intended provision
- Choice of law Issues including the impetus to silence New York as the governing law of the policy
Location: In-person seminar at Lloyd’s Old Library, One Lime Street, London, EC3M 7HA

26/11/2025 / 1:00 pm - 2:00 pm
Virtual
The informed observer has been a familiar participant in aggregation disputes for the last 50 years. This lecture will trace the development of the concept from the Dawson’s Field Award to Stonegate (and beyond) and test its limits. To what extent does the informed observer have a role beyond occurrence-based aggregation to other forms of aggregating factor? Can the informed observer help with the question of whether there is more than one loss or claim? Does the informed observer’s participation in the analysis explain the use of a ‘remoteness’ check on the causal connection between aggregating factor and loss?
Peter Ratcliffe and William Day are both barristers at 3 Verulam Buildings.